No-Interest Car Deals Available This Month
To help save you money, we’ve tracked down a wide selection of 0% APR new car financing deals available this month. We organized the deals by brand, and they come directly from each manufacturer’s website.
Financing with an interest rate of zero means you won’t pay any interest on the money you borrow. This can save you thousands of dollars over the life of a loan. Even with a low-interest loan, say 3% on a $25,000 vehicle, you’ll end up paying $32 in interest per month. Over 60 months, that’s nearly $2,000. (Learn how to finance a car.)
0% APR Deal Trends
Only a handful of automakers still offer zero-interest financing deals. The good news is that the few vehicles available with 0 APR are solid picks. Several are available with additional perks, like longer terms, to help lower the monthly payment. If you see a car you like on this list, be sure to jump on the deal because no-interest loans come and go with little notice.
Deals vary by location, so check with your dealer to make sure these offers are available in your area. You will likely need an excellent credit score to qualify for a 0% financing deal.
Acura 0% APR Deals
- ZDX: 0% for 72 months on 2024 models
Deals vary by region. Expires Mar. 3, 2025. See Acura website for terms and conditions.
Chrysler 0% APR Deals
- Pacifica Plug-In Hybrid: 0% for 72 months on 2024 models
Deals vary by region. Expires Feb. 3, 2025. See Chrysler website for terms and conditions.
Dodge 0% APR Deals
Deals vary by region. Expires Feb.3, 2025. See Dodge website for terms and conditions.
GMC 0% APR Deals
- Sierra 1500: 0% for 36 months on 2024 SLT 5.3L V8 models
- Hummer EV: 0% for 60 months on 2024 models
Deals vary by region. Expires Mar. 3, 2025. See GMC website for terms and conditions.
Hyundai 0% APR Deals
- Ioniq 6: 0% for 48 months on 2025 models
Deals vary by region. Expires Feb. 3, 2025. See Hyundai website for terms and conditions.
Jeep 0% APR Deals
- Compass: 0% for 36 months on 2024 models
- Wagoneer: 0% for 36 months on 2024 models
- Wrangler: 0% for 36 months on 2024 models
- Wrangler 4xe: 0% for 72 months on 2024 models
- Grand Cherokee: 0% for 36 months on 2024 models
- Grand Cherokee 4xe: 0% for 72 months on 2024 models
- Gladiator: 0% financing for 36 months plus $3,250 bonus cash on select 2024 models
Deals vary by region. Expires Feb. 3, 2025. See Jeep website for terms and conditions.
Kia 0% APR Deals
- Niro EV: 0% for 72 months on 2024 models
- EV6: 0% for 72 months on 2024 models
- EV9: 0% for 72 months on 2024 & 2025 models
Deals vary by region. Expires Feb. 3, 2025 See Kia website for terms and conditions.
Lexus 0% APR Deals
- RZ: 0% for up to 72 months on select 2024 & 2025 models
Deals vary by region. Expires Feb. 3, 2025. See Lexus website for terms and conditions.
Mazda 0% APR Deals
- MX-5 Miata: 0% for 36 months on 2024 models
Deals vary by region. Expires Jan. 31, 2025. See Mazda website for terms and conditions.
Mitsubishi 0% APR Deals
- Outlander: 0% for 48 months on 2024 models
- Eclipse Cross: 0% for 48 months on 2024 models
- Outlander PHEV: 0% for 48 months on 2024 models
Deals vary by region. Expires Jan. 31, 2025. See Mitsubishi website for terms and conditions.
Nissan 0% APR Deals
- Pathfinder: 0% for 36 months on 2024 models
- Rogue: 0% for 60 months on 2024 models
- Murano: 0% for 72 months on 2024 models
- Titan: 0% for 60 months on 2024 models
- Ariya: 0% for 72 months on 2024 models
Deals vary by region. Expires Feb. 3, 2025 See Nissan website for terms and conditions.
Subaru 0% APR Deals
Deals vary by region. Expires Jan. 31, 2025. See Subaru website for terms and conditions.
Volkswagen 0% APR Deals
- ID.4: 0% for 72 months plus $5,000 customer bonus on 2024 models
- Tiguan: 0% for 60 months plus $2,500 customer bonus on 2024 models
Deals vary by region. Expires Mar. 3, 2025. See Volkswagen website for terms and conditions.
More Deals on New and Used Cars
Most of the best incentives have disappeared, so it may be wise to take advantage of these offers sooner rather than later.
Some brands are still offering appealing lease deals, and leasing may be a better option for some people since it typically means a lower monthly payment and lower out-of-pocket costs.
Buying a used car can save you even more money. Some automakers have excellent financing offers and deferred auto loan payments on certified pre-owned cars. To learn more, check out the best used car deals this month.
You can also see what’s available near you by searching Carfax Used Car Listings. Every car comes with a free Carfax Vehicle History Report to help you better understand each vehicle’s maintenance record and whether there’s been any damage reported.
Next Steps
Car Deals
If you have questions about this story, please contact us at Editors@carfax.com
