Every 0% APR Car Deal Available in January

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By |2021-01-09T10:00:35-05:00January 7, 2021 - 12:00AM|Buying|
2020 Honda Passport

2020 Honda Passport / Photo Credit: Honda

Every No-Interest Car Deal Available in January 2021

To help save you money, we’ve tracked down every 0% APR car financing deal for the month of January. Most are for new cars, though Lexus offers a deal on select certified pre-owned (CPO) models.

The deals are organized by brand, and they come directly from each manufacturer’s website.

Financing with an interest rate of zero means you won’t pay any interest on the money you borrow. That can save you thousands of dollars over the life of a loan. Even with a low-interest loan, say 3% on a $25,000 vehicle, you’ll end up paying an extra $32 in interest per month. Over 60 months, that’s nearly $2,000.

It’s important to point out that deals vary by location, so be sure to check with your dealer to find the best offers in your area. You will likely need an excellent credit score to qualify for a 0% financing deal.

2020 Jeep Grand Cherokee / Photo Credit: FCA

Buick 0% APR Deals

  • Encore: 0% financing for 72 months plus $1,250 bonus cash

Research Buick models | Get details from Buick

BMW 0% APR Deals

  • i3: 0% financing for 60 months

Research BMW models | Get details from BMW

Chevrolet 0% APR Deals

  • Bolt: 0% financing for 84 months plus $7,000 bonus cash
  • Colorado: 0% financing for 72 months plus $1,150 bonus cash
  • Equinox: 0% financing for 84 months plus $4,150 bonus cash
  • Malibu: 0% financing for 84 months plus $1,750 bonus cash
  • Silverado: 0% financing for 72 months plus $3,250 bonus cash
  • Silverado 2500/3500: 0% financing for 72 months plus $950 bonus cash
  • Spark: 0% financing for 72 months
  • Trailblazer: 0% financing for 84 months plus $2,400 bonus cash
  • Trax: 0% financing for 84 months plus $2,300 bonus cash

Research Chevrolet models | Get details from Chevrolet

Chrysler 0% APR Deals

  • 300: 0% financing for 36 months
  • Pacifica: 0% financing for 72 months
  • Voyager: 0% financing for 36 months plus up to $1,000 bonus cash

Research Chrysler models | Get details from Chrysler

Dodge 0% APR Deals

  • Challenger, Charger: 0% financing for 36 months plus up to $2,500 bonus cash
  • Challenger SRT Hellcat, Charger SRT Hellcat, Durango: 0% financing for 72 months
  • Grand Caravan: 0% financing for 36 months plus up to $1,500 bonus cash
  • Journey: 0% financing for 36 months plus up to $2,500 bonus cash

Research Dodge Models | Get details from Dodge

Fiat 0% APR Deals

  • 124 Spider, 500L, 500X: 0% financing for 36 months plus up to $2,000 bonus cash

Research Fiat Models | Get details from Fiat

Ford 0% APR Deals

  • Edge, Explorer 0% financing for 72 months plus up to $4,250 bonus cash
  • Escape, Fusion Hybrid: 0% financing for 66 months plus up to $3,000 bonus cash
  • Expedition: 0% financing for 72 months plus $1,250 bonus cash
  • Fusion: 0% financing for 66 months plus up to $3,500 bonus cash

Research Ford Models | Get details from Ford

Genesis 0% APR Deals

  • G70: 0% financing for 60 months

Research Genesis Models | Get details from Genesis

Honda 0% APR Deals

  • Passport: 0% financing for up to 48 months
  • Civic, CR-V, HR-V, Pilot, Ridgeline: 0% financing for up to 60 months

Research Honda Models | Get details from Honda

Hyundai 0% APR Deals

  • Accent: 0% financing for 48 months plus $500 bonus cash
  • Elantra, Kona, Nexo, Venue: 0% financing for 60 months
  • Elantra GT: 0% financing for 60 months plus $500 bonus cash
  • Ioniq: 0% financing for 60 months plus $1,500 bonus cash
  • Ioniq Plug-In Hybrid: 0% financing for 60 months plus $2,500 bonus cash
  • Kona Electric, Ioniq Electric: 0% financing for 60 months plus $1,000 bonus cash
  • Palisade, Veloster: 0% financing for 48 months
  • Santa Fe, Sonata, Tucson: 0% financing for 72 months, $1,000 bonus cash or no car payment for 5 months
  • Sonata Hybrid: 0% financing for 72 months plus $1,000 bonus cash

Research Hyundai Models | Get details from Hyundai

Infiniti 0% APR Deals

  • Q50, Q60, QX50, QX60, QX80: 0% financing for up to 72 months

Research Infiniti Models | Get details from Infiniti

Jaguar 0% APR Deals

  • E-Pace, F-Pace, F-Type, I-Pace, XE: 0% financing for 72 months
  • XF: 0% financing for 60 months

Research Jaguar Models | Get details from Jaguar

Jeep 0% APR Deals

  • Cherokee, Compass, Grand Cherokee, Renegade: 0% financing for up to 72 months
  • Gladiator: 0% financing for 36 months plus up to $2,000 bonus cash
  • Wrangler: 0% financing for 36 months

Research Jeep Models | Get details from Jeep

Kia 0% APR Deals

  • K5: 0% financing for 60 months
  • Forte, Rio, Sedona, Soul, Stinger: 0% financing for 66 months
  • Cadenza, K900, Niro, Sorento, Sportage: 0% financing for 75 months

Research Kia Models | Get details from Kia

Land Rover 0% APR Deals

  • Discovery Sport, Evoque: 0% financing for 60 months
  • Velar: 0% financing for 72 months

Research Land Rover Models | Get details from Land Rover

Lexus 0% APR Deals

  • IS: 0% financing for 60 months on select CPO vehicles
  • LS: 0% financing for 60 months

Research Lexus Models | Get details from Lexus

Lincoln 0% APR Deals

  • Continental, MKZ: 0% financing for 72 months

Research Lincoln Models | Get details from Lincoln

Mazda 0% APR Deals

  • CX-5: 0% financing for 60 months plus $1,000 bonus cash
  • MX-5 Miata: 0% financing for 60 months

Research Mazda Models | Get details from Mazda

Mercedes-Benz 0% APR Deals

  • E-Class, GLA, GLC: 0% financing for 36 months

Research Mercedes Models | Get details from Mercedes-Benz

Mitsubishi 0% APR Deals

  • Eclipse Cross, Outlander Sport: 0% financing for 60 months plus $750 bonus cash
  • Outlander: 0% financing for 60 months plus $1,000 bonus cash
  • Mirage: 0% financing for 60 months plus up to $750 bonus cash

Research Mitsubishi Models | Get details from Mitsubishi

Nissan 0% APR Deals

  • Altima: 0% financing for 60 months plus up to $2,000 bonus cash
  • Frontier: 0% financing for 72 months plus up to $1,500 bonus cash
  • Kicks: 0% financing for 60 months plus up to $1,000 bonus cash
  • Leaf: 0% financing for 72 months
  • Maxima: 0% financing for 36 months plus up to $3,000 bonus cash
  • Murano: 0% financing for 60 months plus up to $3,500 bonus cash
  • Pathfinder: 0% financing for 60 months plus up to $2,250 bonus cash
  • Rogue: 0% financing for 36 months plus up to $500 bonus cash
  • Rogue Sport: 0% financing for 60 months plus up to $2,000 bonus cash
  • Sentra: 0% financing for 60 months plus up to $500 bonus cash
  • Titan: 0% financing for 84 months
  • Versa: 0% financing for 36 months plus $500 bonus cash

Research Nissan Models | Get details from Nissan

Ram 0% APR Deals

  • 1500: 0% financing for 60 months plus up to $3,000 bonus cash

Research Ram Models | Get details from Ram

Subaru 0% APR Deals

  • Ascent, Forester, Impreza, Legacy, Outback: 0% financing for 63 months

Research Subaru Models | Get details from Subaru

Toyota 0% APR Deals

  • Avalon, Camry, Corolla, Highlander, Prius, Prius Prime: 0% financing for 60 months
  • Camry Hybrid: 0% financing for 72 months
  • Mirai: 0% financing for 60 months plus $10,000 bonus cash

Research Toyota Models | Get details from Toyota

Volkswagen 0% APR Deals

  • Atlas Cross Sport, Golf, GTI: 0% financing for 60 months
  • Arteon, Atlas, Jetta, Jetta GLI, Passat, Tiguan: 0% financing for 72 months

Research Volkswagen Models | Get details from Volkswagen

2020 Ram 1500 / Photo Credit: FCA

2020 Ram 1500 / Photo Credit: FCA

More Car Deals on New and Used Cars

Many automakers are offering 0% financing, long loan terms, hefty cash-back bonuses, and deferred payments due in part to the COVID-19 pandemic. Not only are they pushing to sell cars to get the new year off to a solid start, but they also know many people are struggling financially.

Some brands are offering appealing lease deals as well. Leasing may be a better option for some people since it typically means a lower monthly payment and lower out-of-pocket costs.

Buying a used car can save you even more money. Some automakers have excellent financing offers and deferred auto loan payments on certified pre-owned cars. To learn more, check out the best used car deals in January.

You can also see what’s available near you by searching Carfax Used Car Listings. Every car comes with a free Carfax Vehicle History Report to help you better understand each vehicle’s maintenance record, and whether there’s been any damage reported.

If you have questions about this story, please contact us at Editors@carfax.com

About the Author:

I grew up near Detroit and have been surrounded by the automotive industry my entire life. I spent much of my youth attending car shows, rebuilding classic cars and accompanying my father at work-related events at various test tracks, proving grounds and other automotive facilities. I’ve always had an affinity for writing, research and education, so reporting about cars and working to educate people just makes sense. I currently write for U.S. News & World Report and Carfax, and I hold the roles of executive editor and director of communications at InsideEVs. I studied at Central Michigan University and the University of Michigan, as well as VanderCook College of Music in Chicago, IL, where I completed my master’s degree.